Retirement
Welcome to the retirement planning resources page for NOCCCD employees. Faculty and academic administrators at NOCCCD are enrolled in the California State Teachers’ Retirement System (CalSTRS), while classified staff and management are covered by the California Public Employees’ Retirement System (CalPERS).
Both CalSTRS and CalPERS offer retirement workshops, counseling, and online calculators to assist you with your retirement planning. Visit their websites to learn more, create online accounts, and schedule appointments with retirement specialists.
CalPERS | CalSTRS | Social Security Administration |
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General Information (888) 225-7344 | General Information (800) 228-5453 | General Information (800) 772-1212 |
Orange County Regional Office 500 N. State College Suite 750 Orange, CA 92868 | Irvine Member Service Center 2010 Main Street Suite 750 Irvine, CA 92614 | |
Go to CalPERS website | Go to CalSTRS website | Go to Social Security Administration website |
Thinking of Retiring?
Starting the retirement process involves several key steps to ensure a smooth transition from working life to retirement.
- Your main contact for retirement is STRS/PERS
- You must meet with a retirement counselor before making a decision to retire and to verify service credit with NOCCCD
- STRS/PERS needs a minimum of 90 days prior to retirement date for timely receipt of first retirement check.
- Must submit in writing, a signed retirement letter that includes the specific date of your retirement to your Immediate Supervisor.
- Retirement must be within 120 days of separation from NOCCCD
Retiree Insurance Continuation with Lifetime Health Benefits:
(Classified, Confidential, and Administrators hired prior to 1/1/2019 OR Full-Time Faculty hired prior to 7/21/2021 AND 15 years of full-time credited service or 20 years of part-time credited service with NOCCCD (whichever is sooner).
- If you have dependents on your health coverage, premiums for those dependents will be taken from your PERS/STRS retirement check.
- No changes will be made to your health insurance coverage unless requested in writing.
- Any changes regarding your health coverage after your retirement will be referred to CalPERS, our Health Contract Administrator.
Retiree Insurance Continuation without Lifetime Health Benefits:
(Eligible to continue coverage with the CalPERS Health Program at your own expense)
- Your health premium and your dependent(s) health premium (if you have dependents) will be taken from your PERS/STRS retirement check.
- No changes will be made to your health insurance coverage unless requested in writing.
- Any changes regarding your health coverage after your retirement will be referred to CalPERS, our Health Contract Administrator.
NOCCCD’s health contract requires all retirees to enroll in Medicare when you attain age 65 (if you qualify for parts A and B of Medicare whether through your own right or through a spouse). If you are qualified for Medicare Parts A and B and fail to enroll, your employee health coverage will be terminated.
For those employees who defer Part B coverage because they continue to work beyond age 65, the Social Security Administration (SSA) requires the employer to verify the final date of employment. The SSA will provide a form necessary for the District to complete. Submit form to HR/Benefits.
If you plan to retire before the age of 65, you must ensure all qualifications are met before applying for Medicare parts A and B.
If you need assistance in determining qualifications for Medicare, contact the Social Security Administration.
Contact the SSA
(800) 772-1212
Social Security Administration website
If enrolled in one of the dental and/or vision plans offered by the District at the time of retirement, you are eligible to continue this coverage at your own cost. Dental and/or vision premium payments cannot be taken from your retirement check.
NOCCCD is contracted with OptumHealth Financial Services, Inc. to support the ongoing administration and premium collection for dental and vision benefits after retirement.
For payment questions, you can contact OptumHealth by email at OperationsAdminServices@optum.com or by phone at (866) 301-6681.
If you are canceled administratively due to non-payment, the carrier’s policy guidelines do not allow us to add you hack at a later time.
Already Retired? Here's Some Information for You
Once you retire, NOCCCD strives to provide you with the tools and resources you need to ensure a seamless journey when navigating your retiree benefits.
Retiree Resources
All retired NOCCCD employees, electing to continue their health insurance with the CalPERS Health Program, are to contact CalPERS directly for any questions or concerns regarding their health insurance.
Once you retire, CalPERS becomes your health benefits officer.
Online | Phone | Fax | |
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For more information on health benefits and programs, visit the CalPERS website | Call CalPERS toll free at 888 CalPERS or (888) 225-7377 Monday through Friday, 8:00 a.m. to 5:00 p.m. TTY (877) 249-7442 (for speech and hearing impaired? | CalPERS Health Account Management Division P.O. Box 942715 Sacramento, CA 94229-2715 | (800) 959-6545 |
All retired NOCCCD employees, electing to continue their dental and/or vision benefits at their own cost, are to contact our Human Resources – Benefits Office for general benefits questions, address updates, or requested changes to their current dental and/or vision plans.
Members are also encouraged to contact the carriers directly for specific questions related to their plan.
VSP | DeltaDental PPO | DeltaDental DHMO |
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(800) 877-7195 | (888) 335-8227 | (800) 422-2434 |
VSP Website | Delta Dental Website |
Optum Health Financial Services
NOCCCD partners with Optum Health Financial Services to support the premium collection for retiree dental and vision benefits. OptumHealth Financial Services offers you the ability to enroll online to save you time and money. You have the option to pay online, by a one-time or reoccurring payment, as well as by check.
For any questions or concerns regarding your premium payments for dental or vision benefits, please contact Optum Health Financial Services directly.
Optum Health Contact
(866) 301-6681
OperationsAdminService@optum.com
Optum Health Website
Open Enrollment for retirees is conducted annually, starting mid-September through mid-October. Plan changes made during this period are effective January 1st of the new year.
For retirees enrolled in the CalPERS Health Program, Open Enrollment is administered exclusively by CalPERS. Be sure to keep your contact information up-to-date so that CalPERS can communicate with you, including changes on health plans, service areas, and benefit design changes for the new year. For retirees enrolled in dental and/or vision insurance with NOCCCD, Open Enrollment is administered by NOCCCD. Be sure to keep your contact information up-to-date so that the HR – Benefits Office can communicate with you, including changes on plans, premiums, and benefit design changes for the new year. Dental and/or vision benefits will remain the same unless you return a completed Open Enrollment Change Form.
Note: Coverage can be terminated at any time by written request, although it cannot be reinstated at a later date.
Once retirees and/or their enrolled eligible dependents reach the age of 65, they are required to enroll in Medicare Parts A & B. Failure to enroll in Medicare upon eligibility will result in termination of coverage by the CalPERS Health Program.
For retirees currently enrolled in a CalPERS health insurance plan, it is not required that you notify CalPERS of your enrollment. The CalPERS Health Program is notified automatically of all Medicare enrollments. For additional information on eligibility and enrollment for Medicare, please visit the CalPERS Health & Medicare webpage.
To enroll in Medicare, please contact the Social Security Administration Office as they would be able to best assist you in making this transition.
Contact Options
- Sign up for Medicare Online
- Call (800) 722-1213
- Find a local office
As a retiree of an education institution, if you participated in a retirement savings program such as 403(b)/457(b) plans, you get to decide what to do with your funds upon your leave from employment.
Frequently Asked Questions
Do you have more questions about Retiree Benefits? Visit our FAQ section to get more answers!